If you are trying to decide whether to apply for some type of credit card offered by a particular store, you may want to consider a Boscov credit card. If you’ve never heard of the store, you really don’t know what you’re missing. Boscov’s has stores in many locations, but you can also shop online and have everything shipped directly to your address. They have all kinds of garments and accessories for men, women and children. They even have perfumes, handbags, and cosmetics. If you want to look good and save money on the purchase of necessary items for the whole family, it really only makes sense to apply for a Boscov credit card. Plus, you can enjoy the 10 additional benefits listed below.
1. You get extra points when you sign up
When you sign up for a Boscov credit card, you automatically get 100 bonus points. These points can be used to purchase additional items. Depending on the item you choose, different accumulations of points are required. However, those points don’t take long to add up. The bottom line is that you can get items without paying a penny.
2. You can get excellent discounts
In addition to providing you with bonus points, you get a 15 percent discount on everything you buy if you buy it the same day you open your account. That adds up to quite a bit if you buy just a few items, and it’s definitely a perk worth taking advantage of.
3. They remember your birthday
How many credit card companies send you something special on your birthday? This is something that is almost unheard of in the world today, however Boscov’s will send you a special gift or allow you to have an additional discount for something you would like to buy, all because it is your special day.
4. You can get a cash refund
You’ve no doubt heard of credit cards that offer 1 percent cash back on all purchases. At Boscov’s, you get 4 percent cash back on your purchases. Between your cash back rewards and your bonuses, you can buy something completely free several times a year. That fact alone makes the credit card worth having.
5. Some articles offer double points
Whenever you buy cosmetics or perfumes in the store, you get double points when you use your credit card. This is most likely something you are going to buy anyway, so it only makes sense to buy it from a place where you can get something in return.
6. They have excellent sales
Several times a year, Boscov’s has sales that only apply to their credit card holders. These sales are excellent events and worth mentioning more than once that they are only available to people who are already cardholders. When you buy items during one of these sales, you can get great discounts that allow you to buy many more items and stay within your budget.
7. You can see how many rewards you have online
If you’ve ever dealt with a credit card company that still won’t allow you to view your account online, you know how frustrating it can be. You basically have no idea what happens from month to month because even if you keep meticulous records, there is always some technical problem in financing or something that makes your figures different from what is on your bill. When you can see everything online in real time, it is much easier to manage.
8. You can pay your bill online
Boscov’s also allows you to pay your bill online. You don’t have to deal with writing a check every month, nor do you have to worry about whether the check arrived on time or not. All you need to do is log into your account and pay your bill before the due date every month. It couldn’t be more convenient.
9. They offer excellent customer service
If you ever have a problem or concern, their customer service staff will be more than happy to guide you through it all and answer all of your questions. Rather than calling in and getting an automated system, you actually get a human being who listens to your concerns and then goes to great lengths to make sure they exceed all of your expectations when it comes to dealing with those concerns.
10. With timely payments, you can get good increases in your line of credit.
Most cardholders love getting increased lines of credit. If you are responsible with your money and handle your card in a similar way, you can get regular increases in your credit line as a reward.