When looking for a credit card that gives you the benefits you are looking for, it can be confusing. Part of the problem is that there are so many credit cards that it is difficult to decide which options are the best for you. The other part involves doing a lot of homework to make sure you only pick the cards with the best options. Unfortunately, many people don’t really take the time to do the research they need. Instead, they simply apply for virtually every credit card for which they receive an offer in the mail. This can end up costing you a lot of money in the long run, and in the worst case scenario, it can derail your credit. If you are really looking for a card that has many benefits, consider the Fidelity Rewards Visa Signature card. Below are 10 of the best benefits associated with having this particular card in your possession.
1. You get cash back
When you use this credit card to make purchases, you get a two percent cash back. It may not sound like much, but it is actually competitive with many of the other major credit cards out there. In some cases, it is about twice what many credit cards offer. Better yet, the cash goes directly to your credit card account so you can use it to lower your bill or make a purchase. The choice is yours.
2. You get some decent rewards
One of the best benefits of having this card is that you can earn two rewards points for every dollar you spend. Those points can then be used for a cash refund at a later date. Again, this is an effective way to keep your bill in check, but it’s also a great way to save for an additional purchase that you might not otherwise choose to purchase. The bottom line is that no matter how you look at it or what you choose to do with it, it’s money you wouldn’t have otherwise had.
3. You are in the driver’s seat
One of the truly remarkable things about having this card is that you have a lot of control over how you decide to manage your account. You can choose the types of rewards you want to participate in, etc. When all is said and done, you have a lot more control with this particular card than you probably have with virtually any other credit card you choose.
4. You will always have easy access to your account.
You may not think that having 24/7 access to your account information is a real benefit until you have a credit card that doesn’t allow it. There are still some cards that force you to mail payments and wait for your statement to arrive in the mail every 30 days to see your own credit card activity. It is definitely not the most effective way to manage your account, especially in an age where virtually everything is handled online. Fortunately, that is not a concern here.
5. Paying your bill couldn’t be easier
You can also pay your bill online. This makes it easier to keep up with your account because you’re not sending the payment at the last minute and hope you don’t end up with late fees or over-limit fees because the payment was a few days late when you moved. through the mail.
6. Receive automatic reminders about your bill
This is another benefit that helps you keep up with your account. Since you don’t get a lot of information in the mail, you get some friendly reminders about your bill’s due date via email. You can even choose to set up text alerts if you want. The point is, you have the opportunity to set those parameters so that you are in charge of your account rather than just a spectator.
7. Security features
This is one of the best benefits you can have if you are concerned about your personal information falling into the wrong hands, and who isn’t these days? In addition to providing the popular chip that so many people talk about, there are additional layers of encryption within this card that make it much more difficult for someone to steal it and load money into your account. Also, you will never be held liable for charges you haven’t made as long as you immediately report your card theft or call to dispute the charges as soon as you notice something is wrong with your bill.
8. Your card can be linked to your electronic wallet.
If you prefer to make payments through Google Pay or some other smartphone application, you can link this credit card to the particular application of your choice and then use it to make payments with your smartphone. …