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▷▷ 2021 ▷ 10 benefits of having a Kroger credit card

6 julio, 2021

The Kroger grocery chain is one of the largest food companies with stores from North Carolina to California. They have their own brand of food products, often offering similar quality at significantly reduced prices. Most Kroger stores will have a variety of kitchen utensils and cooking hardware, as well as an in-store pharmacy, making for a weekly one-stop shopping excursion. Having a Kroger credit card makes the shopping journey so much easier and comes with a number of benefits that will save you money.

1. Quick cash back bonus.

Once you have been approved and open your Kroger account, you will be eligible to receive $ 100 cash back once you have spent a minimum of $ 200 on your card. You need to do this within 40 days of opening your account, which, given the many shopping options at a Kroger store, should be an easy task.

2. No annual fee.

Often times, store credit cards will charge you an annual fee, nullifying any actual cash benefits you get from accumulating reward points. The Kroger card has a $ zero annual fee.

3. Gas points are added every time you use the card.

Getting to and from the store almost always draws gas from your tank, and companies like Kroger, which offer points that can be used at their approved gas stations, can save you a lot of money throughout the year. You can save 25 cents per gallon for an entire year once you cross the threshold of redeeming 100 fuel points.

4. A wide range of APRs you can take advantage of.

More than a few store cards lock you in at a fixed APR for as long as you have the card. The basic Amazon store card does exactly this. With the Kroger card, your APR will be based on your credit score, allowing you to pay as little as 13.25% per year on any remaining monthly balance.

5. Timely rewards shipments.

Like clockwork, Kroger mails you a rewards check along with some great personalized coupons for your spending habits based on your purchases at Kroger stores. If you don’t buy apples, you won’t get a coupon for apples. So the more you shop at Kroger, the more likely you are to get coupons that are truly valuable to your family.

6. The Kroger card is issued by US Bank.

US Bank is one of the largest banks in the country, so you can use your card with confidence, knowing that it has many advantages like standard bank cards. This includes the ability to transfer balances from other cards to take advantage of your new low APR for just 4 percent of the total transferred balance. Being connected to US Bank also gives you the added security and protection of chip card technology, significantly reducing your chances of being a victim of credit card fraud, even if your card is lost or stolen.

7. The 1-2-3 Rewards Program

The basis of the program is that the more you buy Kroger products, the more reward points you accumulate. Buying anything with a Kroger brand tag will give you 3 points per dollar spent, spending your money on anything at a Kroger store will give you 2 points per dollar, and everything else is a 1 point to $ 1 ratio.

8. There is no limit to the number of points you can accumulate.

If you read the fine print on many store cards, you will find that there is a maximum number of reward points you can earn, and everything that follows is not rewarded. The Kroger card rewards your loyalty.

9. Excellent customer service.

Kroger’s customer service is very similar to their 1-2-3 rewards program – it’s simple and rewards you for using it. It’s hard to find great customer service in retail stores these days, but Kroger has a proven track record of providing quality customer service, whether you have a question or there is a major problem with your Kroger card.

10. Online account management.

Because the card is issued by US Bank, you can manage your payments and check your balance simply by logging into your account online. You can also check your rewards balance at the same time, making it a one-stop solution for your shopping needs.

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