Indigo Books & Music is the largest book retailer to be found in Canada, although it should come as no surprise to learn that they also sell a wide range of other products. As a result, people who are interested in what you have to offer might also be interested in Indigo Platinum Mastercard, which has its fair share of perks. Here are 10 benefits that can be obtained by having an Indigo credit card:
1. Ease of use
There aren’t many payment methods that can match the convenience of a credit card because at the end of the day, a credit card is nothing more than a standard-sized ID card, which should take up very little space in a wallet. . Because of this, credit cards are great for making larger purchases in a way that cash can’t match.
2. Protection against fraud
Credit card fraud is a big concern for many credit card users. Because of this, credit card issuers have gone to great lengths to provide fraud protection for their products, which should give interested individuals much-needed peace of mind.
3. Availability of funds
Borrowing money often comes with a time-consuming application process. It doesn’t matter how long it will take for the money to get from one place to another. By contrast, forms of revolving credit, such as a credit card, can be used up to the credit limit whenever and wherever the consumer wants, which can be a critical advantage in certain circumstances.
4. Widespread acceptance
The Indigo Platinum Mastercard is a Mastercard, which is accepted by millions and millions of providers located in countries around the world. This is a legitimate concern, given that some retail-issued credit cards cannot be used anywhere other than the retailer.
5. Credit history
Naturally, this means that using the Indigo Platinum Mastercard will establish a credit history, which in turn will be used to calculate the consumer’s credit score. Suffice it to say that credit score is the key measure of credit worthiness, which can make a big difference when it comes to what interested individuals can borrow, as well as the conditions under which they can borrow.
6. Low credit score requirements
Speaking of which, Indigo Platinum Mastercard is interesting because it comes with lower credit score requirements than most of its counterparts, which should prove useful information for those who might have had some credit problems in the not too distant past. In fact, the issuer’s website openly states that it is willing to consider every credit history out there, which is quite interesting to say the least.
7. Get prequalified
The Indigo Platinum Mastercard application is simple and straightforward in nature. In fact, interested individuals may be prequalified, giving them the option to see a decision in no more than 60 seconds. Better yet, this won’t affect your credit score, which is relevant because checking your credit score multiple times in a very short period of time tends to be seen as a red flag by lenders.
8. Cash advances
Unfortunately, the downside is that the Indigo Platinum Mastercard doesn’t come with many features included. However, not many features are not the same as none, as evidenced by the fact that it comes with the option of cash advances. However, interested individuals should note that cash advances carry a higher interest rate than standard payments, which should inform their plans for their credit cards.
9. Custom card design
Cardholders can choose from several card designs. Some are austere in appearance, which are suitable for those with simpler preferences for the appearance of their credit cards. On the contrary, others are much more colorful, which means that interested people can get something that suits them instead of using what is offered.
10. Access to the account 24 hours a day, 7 days a week through the mobile application
Indigo Platinum Mastercard has a mobile application that gives cardholders the opportunity to log into their account whenever and wherever they want, as long as they have their mobile phones with them. This should give them more control over their credit cards than would otherwise be possible.