If you are one of the millions who have lost their job or their income was affected in Michigan as a result of the COVID-19 pandemic, it is worth reviewing your eligibility for the unemployment insurance benefit before you start to consume your savings. While previously you would only have been eligible for unemployment if you could prove you could actively work and seek employment, the unprecedented situation that emerged from the crisis, both from a health and economic perspective, has led to a major shakeup of the old one. rules. In addition to the introduction of the Coronavirus Relief, Relief and Economic Security Act (CARES) on March 27, the government has invested an extraordinary $ 2 trillion in expanding the unemployment benefits package and providing relief to those most in need. Investopedia breaks down some of the main aspects of the act as follows:
- Tax breaks of up to $ 1,200 per taxpayer and $ 500 for each dependent
- Subsidized and forgivable loans for affected small businesses
- Ongoing financial support to students, schools and universities.
- A stabilization of money market mutual funds
Regarding the provisions most applicable to those seeking unemployment insurance benefits, highlights include:
- An additional payment of $ 600 per week, generally, for anyone claiming unemployment benefit, until the end of July.
- 13 additional weeks of benefits beyond what the state allows, through the end of July
- Unemployment benefits for the self-employed and independent contractors
- An exemption from the 7-day unpaid waiting period for claimants affected by COVID-19
As one of the hardest hit states, the number of applicants claiming unemployment in Michigan has increased exponentially. If you are among those affected, it is worth checking out how the CARES Act may affect your eligibility for benefits.
Am I Eligible To Claim Unemployment Benefit?
In response to the current situation, the state has relaxed some of its criteria for determining eligibility for unemployment benefits. In a change to the above guidelines, you will no longer need to show that you are able to work or that you are actively seeking employment. However, you will still need to be able to show that you have worked in Michigan for the past 18 months and that your previous earnings / hours worked meet the minimum guidelines. If your employment status has been affected by COVID-19, you may be eligible for unemployment benefits if you can show any of the following:
- You are sick with COVID-19 or in quarantine due to exposure to COVID-19 (a medical certificate will be requested at validation).
- You are caring for someone who is sick with COVID-19 or quarantined after exposure to COVID-19.
- You are self-employed, self-employed, or contractor whose income has been affected by COVID-19.
- You have been laid off or asked to work reduced hours due to COVID-19.
- His workplace has been closed due to COVID-19 and he is unable to work off-site.
- You are unable to work due to COVID-19 related school closings and are unable to make suitable alternative childcare arrangements.
- He cannot work because he has been ordered to shelter in place.
What do I need to file a claim?
As part of your application, you will be asked to provide certain documents and information to help the department establish your eligibility. Before starting your claim, make sure you have all of the following on hand:
- Social Security number
- Work history for the past 18 months, including employer name and address, first / last day worked / gross earnings
- Your address, phone number, and date of birth.
- Non-citizen alien registration and expiration date of your work authorization card (if applicable)
- Driver’s license or state ID
- Your most recent employer’s federal employer identification number and employer account number, if possible
- Bank account information for direct deposit
How do I file for unemployment in Michigan?
Once you have gathered and prepared all the required documents for your application, you can submit your claim in two ways:
- By calling 1-866-500-0017. Select option 1 «to consult and file a claim»
- Online at michigan.gov/uia using the MiWAM portal.
Due to the high volume of calls, you will probably find the option to file the claim online in the fastest and easiest way. As soon as you file your claim, you will need to start certifying your unemployment status every week, either online through your MiWAM account or by calling …