Should I get an Ann Taylor credit card? That depends on many factors. If you shop frequently, yes. If you cancel your credit card monthly, yes. If you want to earn rewards, get access to a preview of new styles and additional perks, yes.
Ann Taylor was founded in 1954 by Richard Liebeskind in New Haven, Connecticut. Ironically, the company has no connection to Ann Taylor other than marketing. “Ann” was chosen because it is a common name. “Taylor” was chosen because of the connection to the word “tailor,” which connotes high-end custom clothing. The store sells classic and sophisticated women’s clothing for business and casual wear. The clothing is known for its fine craftsmanship and elegant appearance. It is also as timeless as it is modern and elegant. Ann Taylor’s spin-off store, Ann Taylor LOFT, sells less expensive, more modern, and machine washable clothing. LOFT also offers a wider variety of business and casual clothing.
Ann Taylor sells high-quality clothing for the sophisticated and elegant woman. If you shop at Ann Taylor regularly, you may be interested in an Ann Taylor credit card. With an Ann Taylor credit card, you’ll enjoy recurring rewards points and discounts to use at the store. You can enjoy membership with no annual fee. However, the APR is high, so if you don’t plan on paying your monthly balance, the interest and penalties will outweigh the benefits of the rewards. Here are some considerations to keep in mind when considering the Ann Taylor credit card.
Ann Taylor Store Credit Card
One option for Ann Taylor store credit is the store credit card. As with other store credit cards, this can only be used at Ann Taylor or Ann Taylor LOFT stores or for online purchases. The card has many benefits, including an initial 15% discount on your first purchase, a $ 15 gift card to use during your birthday month, a $ 20 gift card when you earn 2,000 points, and 15% off. discount on purchases on the first Tuesday of each month. There is no annual fee, but the card has an APR of 24.99%, which is high. The card is issued and administered by World Financial Network Bank.
This is a good option if you don’t have a lot of credit history or if you have a lower credit score. You should be able to be easily approved for this card. Most applicants receive instant approval with an initial credit limit of $ 250. Once your credit is established, you can request a higher limit. You can manage your account online and with a mobile application.
Ann Taylor Comenity MasterCard Card
Another option for the Ann Taylor credit is the Comenity MasterCard. With this card, you can enjoy Ann Taylor rewards and use the card where MasterCard is accepted. The card is issued and administered by World Financial Network Bank. To apply, you must be 18 years or older. You can order the card at an Ann Taylor store or online. In most cases, there is an instant approval. You can manage your account online and receive paperless statements. There is also a Mobile Card application that allows you to access your account through your mobile phone.
The Ann Taylor Comenity MasterCard allows you to have the freedom of a credit card along with the advantages of a retail credit card. When you use the MasterCard at an Ann Taylor or Ann Taylor LOFT store or online, you enjoy the same rewards as the Ann Taylor store credit card. For every $ 1 you spend at Ann Taylor, you receive 5 “Perfect Rewards Points.” For every 2000 Perfect Rewards points, receive a $ 20 gift card. You get a 15% discount on your first purchase and $ 15 to spend during your birthday month. You also receive Perfect Rewards Points for using the card outside of Ann Taylor stores. For every $ 1 you spend outside of Ann Taylor, you earn 1 Perfect Rewards Point.
Like the Ann Taylor store credit card, the Comenity MasterCard has no annual fee. However, there is a high APR. For this card, the rate depends on your particular credit rating. It is normally between 17.99% and 24.99%.
The Ann Taylor store credit card is a good deal if you shop regularly at Ann Taylor. The Ann Taylor Comenity MasterCard is an even better option because you can reap the benefits of Ann Taylor rewards and you can use it anywhere MasterCard is accepted. However, it may be more difficult to get it if you have no credit or if you have a lower credit score. With either card, you can …