One of the most popular credit card issuers today is Capital One. Not only does the company have a wide range of offerings, it is also more flexible when it comes to credit approvals. Capital One is a good option to consider for business and personal use, and most of their cards come with nice perks. Here are ten of the best credit cards from Capital One.
1. Capital One Venture Rewards
This Capital One credit card comes with great travel rewards, including a one-time bonus of 40,000 miles if you spend $ 3,000 during the first three months of having the card. No blackout dates, miles that don’t expire, and the ability to earn unlimited points are other great features. The annual fee is $ 59, but does not apply for the first year.
APR: variable, 13.24% to 23.24%
Ideal for: those who travel frequently, even internationally. You can choose the hotel or airline of your choice and travel at any time, plus there are no overseas transaction fees when you use the card.
2. Capital One Quicksilver Cash Rewards
Quicksilver is a flexible credit card from Capital One that offers you a 1.5% cash back on each and every purchase you make. You can also get a one-time $ 100 cash bonus if you spend $ 500 on purchases within three months of signing up. There are no overseas transactions or annual fees for this card, and it offers a free Uber ride for every 10th ride you book.
APR: 0% on purchases and balance transfers for the first nine months, then a variable from 13.24% to 23.24%.
Best for: Uber users, those who use their credit cards in moderation, and anyone who wants to earn cash with their credit card. There is no limit to the cash back you can earn, and your rewards and earnings will not expire.
3. Capital One Journey Student Rewards
It’s a great Capital One credit card for students, and you only need fair credit for quality. You will receive a higher line of credit after making your first five monthly payments on time. There are no monthly fees with this card and you can choose the expiration date on your monthly statement.
APR: variable, 20.24%
Best for: College students learning to use credit responsibly. You’ll receive 1% cash back on all purchases, and that rate increases to 1.25% if you pay your bill on time during any particular month.
4. PlayStation Capital One card
There are not many credit cards aimed at gamers, but this one is an exception. It is especially beneficial if you prefer the PlayStation platform, as you will receive 10 points for every $ 1 spent on the PlayStation Store. You’ll earn three points at authorized Sony and PlayStation retailers for paying your cell phone bill, purchases made in theaters, and spending money at fast food restaurants. For all other purchases, you will earn one point, plus there is no annual fee to use this card.
APR: 0% on all purchases made through July 2017, then a variable from 14.24% to 24.99%
Ideal for: PlayStation fans who make regular purchases from the PlayStation Store, buy Sony products, go to the movies a lot, or go out to eat regularly. If you make a purchase anywhere within the first 90 days of having the card, you will receive 5,000 bonus points.
5. Capital One BuyPower Card
This is a versatile credit card from Capital One that will reward you with a 5% profit on the first $ 5,000 of purchases you make each year. After that, you will get 2% profit on each purchase and the profits do not expire. The card has no annual fee, no reward redemption limits, and will incur no foreign transaction fees on purchases.
APR: 0% on purchases during the first 12 months, then a variable, 13.15% to 23.15%
Ideal for: Those who want the benefits of World Elite MasterCard and prefer a card with no annual fee. The card also allows you to redeem the points you earn toward the purchase or lease of Cadillac, GMC, Buick and Chevrolet automobiles.
6. Capital One VentureOne Rewards
This card is similar to the Venture Rewards Capital One credit card, but is designed to help you save on travel purchases rather than simply earning reward miles. It’s a bit more flexible in that regard, and there’s also no annual fee with this product. You’ll receive the equivalent of $ 400 in travel rewards if you spend $ 3,000 on purchases during the first three months after signing up for the …