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▷▷ 2021 ▷ The 10 best cash back credit cards of 2016

5 julio, 2021

Cash rewards credit cards are some of the most convenient to use, and the benefits can make these cards worth having. They work by rewarding points as a result of your everyday purchases, and some special cash-back credit cards even allow you to earn additional points if you shop at certain retailers. When you’re ready to redeem your points, you can redeem them for gift cards, statement credits, and other benefits. If the thought of earning rewards for everyday spending piques your interest, here are ten of the best cash-back credit cards available.

Chase Freedom

One of the most popular cash back credit cards on the market is Chase Freedom, which has rotating quarterly cash back categories that provide ample opportunity to earn exclusive points and rewards. The rewards do not expire, but you will need to activate the bonus categories. Also, Chase Freedom has a great login bonus where you can earn $ 150 after spending at least $ 500 on purchases in the first three months after opening an account.

APR: 0% for the first 15 months from the date you open your account on balance transfers and purchases, then a variable from 14.24% to 23.24% thereafter

Annual fee: $ 0

Find out Cashback Match

This is one of the most valuable cash back credit cards available, but the only caveat is that Discover is not as widely accepted as Visa or MasterCard. Still, the points and redemption systems are among the best on the market. Also, for new cardholders, all the cash back you earn during your first year will be matched dollar for dollar; no other credit card issuer in the industry does.

APR: 0% for the first 12 months, then a variable from 11.24% to 23.24% per year thereafter

Annual fee: $ 0

Barclaycard CashForward World MasterCard

What’s great about this card is that not only will you get an unlimited 1.5% cash back on all purchases, no rotating categories, but you’ll get 5% as a redemption bonus when you redeem your points. This allows you to simply use the card to earn points, rather than having to devise strategies to maximize the amount you earn.

APR: 0% for 15 months on balance transfers made within 45 days of opening an account, then the standard purchase APR will apply, which is a variable from 14.99% to 24.99%

Annual fee: $ 0

BankAmericard Cash Rewards Credit Card

Sometimes cash back credit cards are best evaluated based on where you bank, which is definitely the case with the BankAmericard Cash Rewards card. If you are not a Bank of America or Merrill Lynch customer, you can still earn decent rewards. However, BoA customers get a 10% bonus every time they redeem their points in their checking or savings accounts, and Merrill Lynch customers can get a bonus ranging from 25% to 75% if the points they are redeemed in an investment account. As for the profit system, you’ll get a 3% cash back on gas, 2% at grocery stores and wholesale clubs, and 1% on all other purchases.

APR: 0% for the first 12 billing cycles, then a variable from 13.24% to 23.24% per year thereafter

Annual fee: $ 0

Blue Cash Preferred Card from American Express

If you’re shopping primarily at department stores, gas stations, and grocery stores, this is a great card to get. You’ll get a 6% cash back on grocery store purchases, 3% at gas stations and department stores, and a 1% cash back on all other purchases. If you were to spend at least $ 65 a week buying gas and groceries, you could easily profit from this card, even after paying the annual fee. The Blue Cash Preferred Card also offers an excellent sign-up bonus, as well as a 0% introductory APR.

APR: 0% for the first 12 months after opening your account, then a variable from 13.24% to 23.24% per year thereafter

Annual fee: $ 95

Capital One QuicksilverOne Cash Rewards Credit Card

Those who don’t have good credit to say the least are often left out when it comes to cash back credit cards, which is what makes this card so unique. It can be approved with an average credit score, although the interest rate will be high. Still, if your goal is to get your credit in shape and you want a cash back card, this is the one for you …

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