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▷▷ 2021 ▷ The 10 best credit cards for people without credit

5 julio, 2021


How do you get a credit card when you have no credit? How do you build credit with a credit card when you can’t get it? When you start building your credit, you’ll want to find the best credit card to do it. Many do not charge an annual fee. While the APR can be high, some cards offer a free period at the beginning. You’ll want a card that offers cash back rewards on your purchases. Some cards even match the amount at the end of the year. You’ll want a card that is easy to reach for service and that alerts you when your social security is used on the Dark Web. Whether you’ve never established credit or are just starting out, there are several credit card options for you.

1. Discover It Student Cash Back Credit Card

Find out Student Cash Back is a great option for students. This card has no annual fee. The APR is 0% for the first six months, but then changes to a variable rate between 15.24 and 24.24%. There are no late fees. The best part of this credit card is the rewards program. You can earn 5% cash back on purchases in select categories each quarter by signing up each quarter. Categories include gas stations, supermarkets, and restaurants. Other purchases get 1% cash back. At the end of the year, Discover will match your rewards. Students who maintain a 3.0 GPA receive a $ 20 credit for up to 5 years

2. Capital One Platinum Credit Card

The Capital One Platinum Credit Card is an excellent option to build your credit quickly as long as you are responsible. When you make your first five payments on time, your credit will build and build from there. There is no annual fee, but the APR is variable up to almost 27%. Unfortunately, there is no cash back rewards program with this card, but it has fraud protection and you can make payments online, by check, or at a Capital One branch at no additional charge.

3. Capital One Journey Student Rewards Credit Card

Capital One offers a student credit card that will help you build and build credit quickly. The Journey Student Rewards credit card does not have an annual fee, but has a variable APR of up to almost 27%. You can decide at what time of the month your payments are due. Once you make five payments on time, you establish your credit and your score should increase from there. There is a cash back rewards program with this card. You earn 1% cash back on all purchases. As long as you make your payment on time, that increases to 1.25% per month.

4. They deserve Edu Mastercard for students

The Deserve Edu Student Mastercard helps college students establish a credit history with a credit limit of up to $ 5,000. This card has no annual fee, but has an APR of almost 21%. The card has a 1% cash back rewards program. Deserve offers cell phone insurance with a fee of up to $ 600. The card also has an Amazon Prime student membership program that reimburses subscription fees up to $ 59.

5. Citi Secured Mastercard

Citi Secured Mastercard is a great option if you don’t have credit, and when you pay on time, your credit will grow quickly. You can also choose the time of the month that you want your payment to be due. It is a Mastercard, so it can be used anywhere Mastercard is accepted. The variable APR can be up to 24.74%. A minimum $ 200 security deposit is required and Citi does not offer a cash back rewards program.

6. Find out for sure

The Discover’s It Secured credit card is a great option if you don’t have credit but have a high APR. The APR is variable up to 25.24%. When approved, you are required to make a minimum $ 200 security deposit. This card offers a cash back rewards program of 2% per quarter on purchases in certain categories and 1% on all others. purchases. Discover will match your rewards at the end of the year.

7. Open Sky Premier Visa credit card

The Open Sky Premier Visa Credit Card is offered without a credit check. Paying the card responsibly will establish credit in six months. This card requires a minimum security deposit of $ 200. The APR is variable up to 19.64%. Unfortunately, Open Sky Premier Visa has an annual fee of $ 35, but it’s a great card to establish your credit score …



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