As common as the Visa brand is around the world, finding a credit card bearing the logo may not be as easy as it sounds. Sure, there are a ton of options, but not all Visa credit cards are the same. If you didn’t already know, Visa itself doesn’t issue any cards. You would have to go through a partner company to apply for a credit card and acquire one. Before deciding which Visa credit card to apply for, it is highly recommended that you compare your options before proceeding further. Either way, here are the top 10 Visa credit cards for you to choose from.
1. Capital One VentureOne Rewards credit card
Capital One is one of the best companies in the credit industry. With this travel rewards card, you have a chance to earn 20,000 miles in bonus points. This rewards card offers even more, including a zero percent initial purchase APRT for the first 12 months. It has no annual fee or balance transfer fees.
2. Chase Sapphire Preferred Card
This is a great Visa credit card, but you will need an excellent credit rating to get it. It has been named the Best Travel Credit Card by MONEY magazine in the past and for good reason too. Offers some of the best rewards on the market.
3. Chase Freedom Unlimited
With Freedom Unlimited, you automatically get an unlimited 1.5% cash back on every purchase you make with this credit card. You can redeem any amount for cash back with no minimums, and as long as your account is open, your rewards will never expire.
4. Capital One Quicksilver Card
The Quicksilver card is one of Capital One’s most famous brands. The 1.5% unlimited cash back on daily purchases is something many people love about the card. It also helps that the rewards program doesn’t use revolving or expiration categories. You can also enjoy free annual fees with this card.
5. Capital One Venture Rewards credit card
Like its counterpart, this travel rewards card is Capital One’s best. You can earn a one-time bonus of 50,000 miles after qualifying purchases. With this card, you can fly on any airline or stay at any hotel and accumulate points that way. With no blackout dates, you can travel anytime you want using this credit card.
6. Wells Fargo Cash Wise Visa Card
This credit card has a unique benefit in that if you use your mobile wallet for your purchases, you can earn 1.8% in cash rewards. Otherwise, you would still get the competitive 1.5% cash back. You can also enjoy annual fees with no fees and a 0% Initial Purchase APR and an Initial Transfer APR for 12 months.
7. Chase Freedom
If you spend $ 500 during the first three months, you can get back $ 150. It’s probably one of the easiest cash rewards you can get. This card has a highly competitive 5% cash back in bonus categories that rotate quarterly. If you keep up with the changes and properly record each quarter, your earning potential could be tremendous.
8. Wells Fargo Platinum Visa Card
This card does not have annual fees, but it does have others, such as balance transfer fees and overseas transaction fees. Either way, it’s still one of the best cards you can get with 0% financing for new purchases for the first 18 months. That is much longer than any of the other cards mentioned here. It even offers a unique feature with an automatic cellular insurance plan as long as you pay your monthly phone bill with your credit card.
9. Credit card with Green Dot Primor Visa Classic guarantee
If you are looking for a secured credit card, Green Dot offers a great option with its classic secured card. You will need to have a minimum deposit of $ 200 to open an account, but you can deposit up to $ 5k if you wish. You can also enjoy a low fixed rate of 13.99%.
10. Credit One Bank Platinum Visa for credit rebuilding
When you have bad credit, it becomes more difficult to get approved for credit cards. One of the best options you will have in this case is the Credit One Bank credit card. This is the perfect card to rebuild your credit as long as you pay your monthly payments on time.