January is not usually an easy month. Bills, Christmas gifts, foreseeable price increases and others make our finances necessary. Android is a good system to do it, since within its almost three million downloadable applications in the Play Store, there are a good number of applications focused on saving and managing money.
Therefore, we are going to collect some of the best. These are applications with which you can manage your economy in a fairly simple way, controlling expenses, income and savings, to have greater control over how your money is moving.
Your bank’s application
Before you start looking, first ask yourself if your bank’s app is good enough to manage everything. In our experience, apps like BBVA or Imaginbank, for example, are good options for managing our money. Bank applications, on many occasions, allow us to set objectives, control savings and, in all cases, know where the money comes from and where it goes.
In addition, they are quite good at categorizing expenses, establishing different categories to which they are assigned. Therefore, before looking for alternatives, take a look at your bank app, in case it is more than enough for you to control your money.
Speendee is an application that the server has been using for a few years now and that, in my opinion, deserves to be at the top of this list. Is about a fairly visual application, which will help us to establish certain guidelines with money. We can enter the expenses and income manually around several categories, to know what is happening with the flow of money. Its greatest potential is to show at a single glance, graphically, the money that we are entering and spending, as well as allowing spending planning with certain alerts and limits.
Fintonic is another of the classics when it comes to talking about applications to save money on Android. It is an application that categorize our expenses, gives us information about income, and even shows us our credit score, something quite useful to know, approximately, how banks perceive our financial situation. Similarly, it allows us know how much we are paying for our insurance, as well as the option of looking for other cheaper options.
Challenge 52 weeks
This application is quite different from the others, since it is proposed as a savings challenge. The idea is simple, we start by contributing a weekly amount that will gradually increase. To give you an idea of the progression, If we start in January with two euros the first week, the last week of December we will have 2,756 euros in the bank. One week two euros, the next three, the other four, etc. It is a different way of saving, quite progressive and that only requires a greater effort in the last weeks of the last few months.
Challenge 52 weeks to save
Oingz is a very useful and simple application, focused on have us organize savings plans (without a bank having anything to do with it). It allows us to choose if we want to grow our capital, change mobile phones, go on vacation, create an emergency fund, etc. In this way, we will put the monthly value that we want to contribute and, most importantly, automatically adjust for inflation. Money loses value year after year due to this, so contributing X euros today will not pay you the same as contributing those X euros in 2030.
Sprouts is a fairly complete application to manage our money and organize expenses and income by categories. Its interface is somewhat sparse, but functional. We can graphically know the state of our economy, add cards and keep a daily record of the movements we make in our accounts.
Goodbudget has won us over with its visual section, apart from the fact that at the level of functionalities it does not look bad. Like its competitors, it is an application that allows us to visually know the expenses and income for the month, organized into different categories. One of its advantages is that allows to export transactions in CSV format on his website, to be able to work with him separately.
Money Manager, Expense Tracker
This application highlights (and overwhelms) the large number of categories that are established for expenses. It goes so far that it even distinguishes between types of food when carrying out manual counts, to find out if you have spent more euros on hamburgers than on vegetables in the current month. It also allows us to export the data in CSV, as well as reminding us on a daily basis to record expenses and income.
Money Manager, Expense Tracker
Savepal is an application that allows us set goals for which we will save, to show us how often we are saving, how much we have saved, and how much we have left to meet the goal. A fairly simple but very visual and simple application to control savings goals in detail.
SavePal: Save money and achieve your goals
Bluecoins is one of our most recent discoveries. It is a financial manager to use, but it stands out for some details. First, how careful is his dark mode, fully integrated into the interface. Second, that the interface itself is taken care of in detail, showing us, in this order, these data on the main screen.
- Daily summary
- Current month calendar
- Graphic budget summary
- Net profit for the month graph
- Summary of movements with our cards
- Summary of net worth
- Cash Flow
- Current wallet
- Check payments and receipts
The amount of information is overwhelming, but everything is taken care of visually so that we can see it calmly. In the same way, we can export all this information in PDF, Excel, HTML and more to obtain summary sheets with our finances.
1Money is another manager of our finances, focused above all on showing a summary of expenses and income as soon as you open the application. Its main section is a graph with the expense categories, although it also allows us to know the list of transactions by date, as well as link our cards to know the movements.
Monefy is quite similar to 1Money, with two gigantic expense and income buttons that are not very visual, but allow us to quickly add our movements. It stands out for showing daily, weekly, monthly or annual summaries of the movements at the click of a button.
Finally, we will talk about Wallet. It is an application with a very neat interface, which gives us a summary of the monthly expenses, as well as comparative graphs with previous periods. Similarly, we can set scheduled payments, to have a visual knowledge of what we have to pay in the next few days. Also add that we can establish budgets, control debts, make shopping lists and establish savings objectives, among others.